Stackers is a section of FiLife, joined with the Wall Street Journal, where you can compare your debt to other Americans. You just enter an amount and it will calculate what percent of Americans have more debt than you. So, don’t feel so bad; some people are worse off than you. Apparently, 68% of Americans have more student loan debt than me. Not so bad, huh. You can refine your search to people in a certain age range, state and city.
After you’re done making yourself feel better, there are articles to help you manage your cash flow and even plan for the future. Look into disability insurance, 401K, and/or life insurance. There’s even an article on how to ask for the most difficult thing in your career: a raise.
You can also read up on a variety of financial topics, ask questions and even find great deals on credit card offers, financial software, savings accounts, rates, etc. I learned from “How to Buy a Car” that getting a car loan from a credit union or bank instead of the dealership can ease the car buying process a hell of a lot. That way you’re only focusing on the total price of the car instead of that and the lack of financing options. The first time I went car shopping, I realized 0% financing is only offered to people with “glorious” credit looking to finance their payments over 3 years. I was neither. I ended up leaving without a car and was glad. I’d would’ve hating driving something I wasn’t in love with for a price I wasn’t too happy with either.
Start 2009 off right by working to be financially independent and debt free. Found an article on the site worth talking about? Leave a comment.
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